Gap Insurance Most of us think our Comprehensive Motor Insurance covers us for any financial shortfall if your vehicle is written off...

THINK AGAIN Gap Insurance will protect you if you write off your vehicle. Your motor insurer may not pay you enough either to settle any finance outstanding on your vehicle or purchase a replacement vehicle. Gap Insurance will ensure that you are not left out of pocket if you have a total insurance loss by covering any shortfall between your insurance pay out and the amount outstanding on the finance agreement.

Over half a million cars are stolen each year, most of these are written off. Add to that the large number of accidents each year and you could be the next unfortunate person to suffer a vehicle write off.

A Gap Insurance policy will cover you against financial loss should your car be stolen and/or written off.

TO PROTECT THIS FINANCIAL WORRY YOU CAN CHOOSE TO BUY ONE OF THE FOLLOWING GAP INSURANCE POLICIES: Contract Hire Gap Insurance In the event of a write off this will pay the difference between your motor insurance payout and the amount outstanding on your finance lease or contract hire agreement. (Only applicable for contract hire or finance lease) Back to Invoice Plus+ In the event of a write off this will pay the difference between your motor insurance payout and the original Invoice price of your vehicle or if a higher amount pays off any outstanding finance. (Not applicable for contract hire or finance lease) Vehicle Replacement Insurance In the event of a write off this will cover the difference between your motor insurance payout and the cost of replacing your vehicle to the exact specification, even if the price of the new replacement car has increased. (Not applicable for used cars or any on contact hire or finance lease)